Portal Finance in Portal One
Your money and your home, kept with you in chat
Portal One keeps your budget, your bills and your grocery list in your own private chat, in Telegram or on the web. You say what you spent, and Portal does the sums with its own code and shows you the month.
It is made for a woman on her own, a couple, a family, roommates, and for pay that does not arrive on the same day each month. Nothing is kept until you say yes.
Portal Finance in Portal One
Five ways to tell Portal
- Say itWrite “spent 94 on groceries” in your private chat, in your own words and your own language.
- Send a voice noteSay what you spent while your hands are full. Portal listens and keeps the entry.
- Send a photo of a receiptPortal reads the receipt for you and files it under the right category.
- Send a bank statementA CSV, Excel, PDF, OFX or QIF file. Portal shows you what is in it first and adds it only when you say yes.
- Link a bankTest todayLinking a bank works as a test for now: it shows sample data, not your real accounts.
What Portal keeps for you
- What is safe to spend
- Today, and for each day left in the month, worked out from your income or your plan and the bills still to come.
- A plan for each category
- Set a limit for groceries, eating out or transport, or ask for a plan built from your own spending. You decide whether to use it.
- Bills and subscriptions
- Rent, phone and streaming with their next dates. Portal tells you before they are due and points out payments that repeat and are not on your list yet.
- Goals and funds
- A car, a holiday, school fees: a target, a date, and what you would put aside each month to get there.
- Groceries and household lists
- A shopping list you add to by voice and tick off in the shop.
- Shared costs
- Costs you split with people live in Split, Portal's shared expenses. Portal Finance shows only your own side.
Every number comes from Portal's own code, never from a guess by the AI.
What it looks like
Examples with made-up numbers. Not your data.
November
Safe to spend
$842
$38 a day · 22 days left
Just added
Groceries
$94.00
$226 of $400 spent on groceries this month
Coming up
Made for how you live
- On your ownYour month, your bills, your goals, in one place that nobody else opens.
- As a coupleKeep what is yours, what is mine and what is ours apart, and your share of the shared costs.
- A familyOne home, the children, the school fund and the holiday you are saving for.
- RoommatesYour part of the rent and the groceries, with the shared costs in Split.
- An irregular incomeA freelancer's month, where pay comes when it comes and the plan follows what actually arrived.
- For him tooA man on his own or in a pair keeps his budget the same way: a word in chat, and it stays his alone.
Private, and yours alone
Portal Finance is for you alone. Each entry is encrypted on its own, and no partner, friend or group can see it.
Nothing is kept until you say yes on the first screen, and a statement is always shown to you before it is added.
You can erase everything at any time from your Money page, and it is gone for good.
Portal gives no investment, tax or legal advice. For a tax question, ask a tax adviser.
Questions
Is there a budget app in Telegram?
Yes. Portal One keeps your budget in your private chat, in Telegram and on the web at portal.ai. You write or say what you spent, and Portal keeps the entries in a separate encrypted store, not in the chat history. It does not work in a group chat.
How do I turn on Portal Finance?
Ask in your private chat: say you want to keep your budget and household spending. Portal adds it, and the first time it asks whether to keep your money here. Nothing is saved until you say yes.
Who does the sums?
Portal's own code does every sum: totals, what is left, what is safe to spend, your share of a shared cost. The AI never counts, and if Portal did not get a number from the code, it does not say one.
Can I bring in a bank statement?
Yes. Send a CSV, Excel, PDF, OFX or QIF file in chat, or upload a CSV, OFX or QIF on your Money page. Portal shows you what is in it, how many entries are new and which ones are already there, and adds them only when you say yes.
Does Portal give financial advice?
No. It keeps your own numbers and shows them back to you. It gives no investment, tax or legal advice, makes no payments and never logs in to your bank.
Updated:
Portal Finance in Portal One
Ask Portal to keep your money and your home
Open Portal One and say you want to keep your budget and household spending; Portal adds it and asks before keeping anything. Portal One comes with a free 3-day trial, then a subscription, and the prices are on portal.ai/pricing.